Uber & Lyft Accident Attorney in Tampa, FL
Injured in an accident involving a ridesharing service like Uber or Lyft? Whether you were a passenger or your vehicle was hit, the rideshare accident lawyers at KFB Law can help you recover the compensation you deserve.
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Hurt while riding in an Uber or Lyft in Tampa, FL?
As ridesharing services like Uber and Lyft rise in popularity, so do the number of car accidents. Research suggests that the introduction of these services in the last decade has contributed to a 2-3% increase in accident rates in the US.
Were you injured in an Uber accident? You may be entitled to compensation if:
Were you injured in an Uber accident? You may be entitled to compensation if:
Ridesharing accidents are very different from regular car accidents. Because these services are still so new, the legislation and insurance protocol surrounding Uber and Lyft accidents is still somewhat murky. The experienced Uber accident attorneys at KFB Law in Tampa, FL, can help you navigate the unique legal complexities involved.
What damages can you recover after a rideshare accident?
In the event of an accident involving a ridesharing service like Uber or Lyft, you are entitled to compensation for:
Calculating these damages on your own, especially when you are recovering from a traumatic accident, is no easy feat. Our Uber and Lyft accident attorneys in Tampa, Florida, will help you figure out the true value of your claim. In many cases, we are able to help clients recover significantly more than the insurance company initially offers.
Common Causes of Uber and Lyft Accidents in Tampa, FL
Ridesharing services like Uber and Lyft have become integral parts of urban and suburban transportation networks. However, as the popularity of these services increases, so does the frequency of associated accidents. Understanding the common causes of Uber and Lyft accidents can help riders, drivers, and other road users be more vigilant and prevent these incidents. Here are some prevalent factors contributing to Uber and Lyft accidents:
Distracted Driving
This is one of the leading causes of all vehicle accidents, including those involving Uber and Lyft. Drivers may be distracted by the rideshare app, navigation systems, smartphones, or conversations with passengers, leading to a lapse in attention that can result in an accident.
Fatigued Driving
Many Uber and Lyft drivers work long hours, often juggling ridesharing with other jobs. Fatigue can impair reaction time, decision-making abilities, and overall driving performance, increasing the risk of an uber accident or Lyft accident.
Inexperienced Drivers
Not all rideshare drivers are experienced drivers. Inexperience can lead to poor decision-making on the road, especially in complex driving conditions like heavy traffic or adverse weather.
Speeding
Uber and Lyft drivers might speed to complete more rides within a limited time, especially during surge pricing periods. Speeding reduces a driver’s ability to react to road hazards and increases both the likelihood of a rideshare accident and the severity of the impact.
Poor Vehicle Maintenance
Rideshare vehicles require regular maintenance to operate safely. Failure to maintain brakes, tires, lights, and other critical vehicle components can lead to mechanical failures that cause accidents.
Driving Under the Influence
Although strictly prohibited by Uber, Lyft, and the law, there are instances where rideshare drivers may operate under the influence of drugs or alcohol, significantly increasing the risk of an accident.
Road Conditions
Potholes, uneven road surfaces, construction zones, and inadequate signage can pose significant risks, especially if the driver is not familiar with the area.
Weather Conditions
Adverse weather conditions such as rain, snow, fog, and ice can impair visibility and reduce traction, making it difficult for all drivers, including those driving for Uber and Lyft, to control their vehicles.
Negligence of Other Drivers
Many Uber and Lyft accidents are the result of actions taken by other drivers on the road. This can include aggressive driving, violation of traffic laws, and not yielding the right of way.
Confusing Pickup or Dropoff Locations
In urban environments, particularly, confusing or unsafe pickup and drop-off locations can lead to hurried maneuvers and sudden stops, which may precipitate an accident.
Are Uber & Lyft drivers required to have insurance in Florida?
Rideshare insurance requirements vary by state. In Florida, rideshare drivers must carry at least:
When the driver is logged into a ridesharing app and is driving for money, Florida law mandates that the TNC (Transportation Network Company, such as Uber or Lyft) must provide coverage of $50,000 per person for bodily injuries ($100,000 per accident) and $25,000 of property damage liability coverage per accident when the ridesharing app is on, but the driver has not picked up a passenger.
The law also requires $1 million of coverage per accident for bodily injury and property damage when a driver is en route to pick up riders and during trips.
The law also requires $1 million of coverage per accident for bodily injury and property damage when a driver is en route to pick up riders and during trips.
Can I sue Uber/Lyft?
Like buses and taxis, Uber and Lyft drivers are held to a higher standard of safety than regular drivers. This means they should be held responsible for any harm that comes to their passengers.
However, according to Uber and Lyft, their drivers are not employees, but rather, independent contractors. While a company is legally responsible for the negligence of its employees, it is not necessarily responsible for the actions of independent contractors.
For this reason, most general car accidents result in a lawsuit against the at-fault driver, not the ridesharing company itself. Fortunately, the ridesharing company’s commercial liability policy will kick in if the at-fault driver’s personal policy is not enough to cover the damages. Our Uber accident attorneys in Tampa will help you pursue your claim so that you can receive the maximum compensation you are entitled to you.
However, according to Uber and Lyft, their drivers are not employees, but rather, independent contractors. While a company is legally responsible for the negligence of its employees, it is not necessarily responsible for the actions of independent contractors.
For this reason, most general car accidents result in a lawsuit against the at-fault driver, not the ridesharing company itself. Fortunately, the ridesharing company’s commercial liability policy will kick in if the at-fault driver’s personal policy is not enough to cover the damages. Our Uber accident attorneys in Tampa will help you pursue your claim so that you can receive the maximum compensation you are entitled to you.
Types of Rideshare Accidents
Whether or not you will be able to file a claim against the ridesharing company’s insurance depends on when and how the accident occurs, so we’ve outlined some of the most common scenarios below. Just keep in mind that determining liability in these situations is not always black and white, and every accident is different – talk with your Tampa rideshare accident lawyer before deciding how to proceed.
1
Your Uber or Lyft driver causes an accident while you are a passenger.
When your driver is clearly at fault – for example, they got into an accident because they were looking at their phone to line up their next job – the ridesharing service’s commercial insurance policy comes into play.
Uber and Lyft have very similar policies for their drivers and offer up to $1 million of coverage per accident. But again, this coverage only kicks in after the driver’s individual insurance, if any, has been exhausted.
If the driver is not insured or underinsured (they do not have enough insurance coverage to properly compensate you for your injuries) you can make a direct claim against Uber or Lyft’s UM/UIM coverage, which is also up to $1 million.
Uber and Lyft have very similar policies for their drivers and offer up to $1 million of coverage per accident. But again, this coverage only kicks in after the driver’s individual insurance, if any, has been exhausted.
If the driver is not insured or underinsured (they do not have enough insurance coverage to properly compensate you for your injuries) you can make a direct claim against Uber or Lyft’s UM/UIM coverage, which is also up to $1 million.
2
You are a passenger in an Uber or Lyft when a third-party driver causes an accident.
If a third-party is at fault, then that driver’s insurance will be used to cover the damages. But if their insurance is not sufficient enough to cover your losses, then the ridesharing company’s $1 million liability policy will cover the rest. When you are the passenger in an Uber or Lyft, it doesn’t matter who was at fault – the ridesharing company is ultimately responsible for your compensation.
3
Your vehicle is damaged and/or you are injured by an Uber or Lyft driver.
You’ve just been rear-ended, and you notice an Uber sticker in the front window of the at-fault driver’s car – now what?
Your options depend on whether or not the driver was “on the clock” (driving a passenger or on their way to pick up a passenger). If they were working at the time of the accident, you will be able to recover compensation through the ridesharing company’s commercial liability insurance.
If the Uber or Lyft driver was not on duty when they caused the accident, then you will have to make a claim against the driver’s individual policy. Unfortunately, this is not always adequate to cover the damages caused. If the driver was logged into the Uber or Lyft app but not en route to pick up or drop off a passenger, you may be able to supplement their individual policy with a limited amount of the ridesharing company’s commercial coverage ($50,000 per person, up to two people).
Your options depend on whether or not the driver was “on the clock” (driving a passenger or on their way to pick up a passenger). If they were working at the time of the accident, you will be able to recover compensation through the ridesharing company’s commercial liability insurance.
If the Uber or Lyft driver was not on duty when they caused the accident, then you will have to make a claim against the driver’s individual policy. Unfortunately, this is not always adequate to cover the damages caused. If the driver was logged into the Uber or Lyft app but not en route to pick up or drop off a passenger, you may be able to supplement their individual policy with a limited amount of the ridesharing company’s commercial coverage ($50,000 per person, up to two people).
4
Your property was damaged by an Uber or Lyft driver.
The most that Uber or Lyft will pay for property damage is $25,000. This only applies if the damage is done while the driver is logged into the ridesharing app.
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FAQs About Florida Law and Tampa Car Accidents
We understand that an accident can be stressful, frustrating and overwhelming. We’re here to help. If you don’t find the answers you’re looking for here, call us anytime at 813-875-5445
“They answered all my questions and made the entire legal process so much less stressful. I felt heard, respected, and supported every step of the way.”
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How long do I have to file a claim?
In Florida, the statute of limitations for filing a personal injury claim after a car accident is two years. It’s crucial to act quickly to preserve evidence and build a strong case.
What if the other driver is uninsured?
If the other driver doesn’t have insurance, your uninsured motorist coverage may help cover your medical expenses and property damage. A Tampa car accident lawyer can help you explore your options.
Who is going to pay for my medical expenses?
Because there are several ways to help with your medical treatment costs, we’ll first examine your auto insurance policy and use your PIP (personal injury protection benefits). It’s essential to seek medical treatment within 14 days of a car accident. You could risk losing up to $7,500 in medical benefits if you don’t. If you have health insurance, we could use that to help pay for your care. We also look to the person who caused your car accident because many factors come into play when determining who and when your medical care costs will be paid. Rest assured, your Tampa auto accident attorney will fully advise you on this matter, as we know how important it is.
Who will fix my car?
We know how important your transportation is. Getting to and from work is how you support yourself and your family. We’ll help resolve the damage done to your car at no cost.
How much is hiring an auto accident attorney going to cost?
There’s no need to worry about being able to afford legal help. Your initial consultation with KFB Law is always free. Plus, we only charge a contingency fee – meaning we’ll only collect a percentage of what we win for you. If we don’t win, you won’t pay.
What happens if I miss work?
You could recover compensation for lost wages if you cannot work after your accident. First, we’ll work with your insurance to try to make up for the lost income. If you don’t have insurance, we can still file a legal claim to recover what you’ve missed. The process of recovering lost wages is complicated, so it’s important you contact a lawyer and get a claim filed as quickly as possible.
What happens when multiple parties are liable?
Sometimes, a single Tampa vehicle wreck could cause more than one death. Or someone drove a car into an intersection—and then another vehicle T-boned you. Or suppose your accident happened because of improper compliance with a construction zone. Employers and multiple drivers may be jointly at fault in these scenarios, and we strongly recommend legal guidance.
What if I think it was my fault?
If you believe you were at fault for a car accident in Florida, you should secure legal representation if the other party was severely injured or if they have threatened to sue. While your own car insurance company may cover some of the damages, if the other party threatens to hold you personally liable, a Tampa car accident lawyer can help guide and protect you throughout the process. We offer a free case evaluation. Florida follows a pure comparative negligence law, which means that a person can recover damages for an injury even if they are partially at fault for the accident. Under this system, the amount of damages a person can recover will be reduced by the percentage of fault attributed to them. For example, if a person is awarded $100,000 in damages for an automobile accident, but it is determined that they were 20% at fault for the accident, their recovery would be reduced by 20%, and they would only receive $80,000.
How much can I get for a car accident claim?
This will depend on the specific circumstances of the car accident lawsuit and the injuries or damages sustained. Factors that can affect the potential settlement or award in a car accident case include the severity of the injuries, the amount of medical expenses incurred, lost wages and earning capacity, and the extent of property damage. Other factors, such as comparative fault, contributory negligence, and insurance policy limits, also affect the value of a claim.
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“Every lawyer I went to told me I didn’t have a case at all and that there is nothing that they can do. KFB LAW works miracles and will never disappoint their clients. KFB LAW is the best. Call! Don’t hesitate at all. They are the best.”
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