Uber Accident Attorney in Tampa, FL
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As ridesharing services like Uber and Lyft rise in popularity, so do the number of car accidents. Research suggests that the introduction of these services in the last decade has contributed to a 2-3% increase in accident rates in the US.
Were you injured in an Uber accident? You may be entitled to compensation if:
Were you injured in an Uber accident? You may be entitled to compensation if:
Ridesharing accidents are very different from regular car accidents. Because these services are still so new, the legislation and insurance protocol surrounding Uber and Lyft accidents is still somewhat murky. The experienced Uber accident attorneys at KFB Law in Tampa, FL, can help you navigate the unique legal complexities involved.
Why Choose KFB Law, For Your Car Accident Case?
Thousands Helped Across Florida
Over the years, we’ve supported countless individuals and families after accidents—guiding them through some of their most difficult moments.
Every Case, Every Injury
From minor injuries to life-altering trauma, our team handles each case with care, urgency, and dedication to meaningful results.
We Tackle the Tough Cases
Denied claims, insurance delays, complex liability—our legal team has experience fighting and winning in the toughest situations.
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Deep Knowledge of Florida Law
We are familiar with car accident laws and regulations. We will use that knowledge to build the most robust case possible. Hiring an attorney can provide peace of mind, knowing that an experienced professional is handling your case and working on getting you the compensation you deserve.
Trusted for Decades
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Steps to Take After a Car Accident
Taking appropriate steps immediately after a car accident can significantly impact the outcome of your case:
Understanding Florida’s No-Fault Insurance System
Florida operates under a no-fault insurance system, requiring drivers to carry Personal Injury Protection (PIP) coverage. This means your own insurance covers medical expenses and lost wages, regardless of who caused the accident. However, PIP coverage may be insufficient for severe injuries, allowing you to pursue additional compensation through a personal injury lawsuit
Dealing with Insurance Companies After an Accident
Insurance companies often aim to minimize payouts. It’s essential to approach interactions with caution.
Avoid Admitting Fault
Even casual remarks can be used against you. Stick to the facts when discussing the accident.
Be Cautious with Recorded Statements
You are not obligated to provide recorded statements without legal counsel.
Consult Your KFB Law Attorney
Before accepting any settlement offers, our attorney will review them to ensure they cover all your damages.
What to Do After a Car Accident: Detailed Steps
Knowing what to do in the moments after a crash can protect your health, your rights, and your ability to recover compensation. Here’s a practical breakdown of the steps to follow—and where to find more in-depth info if you need it:
1
Get Medical Attention
Always get checked out, even if you feel fine. Adrenaline can mask serious injuries, and having medical records is crucial to any claim.
2
Call the Police and Get an Accident Report
A police report documents the scene, identifies the parties involved, and can help determine fault. This will be one of the key documents needed later in your case.
3
Gather Evidence at the Scene
Take photos of everything: damage to vehicles, the surrounding area, skid marks, traffic signals, and any injuries. Collect witness contact information and jot down your own notes about what happened.
4
Secure Dash Cam Footage
If you or someone involved had a dash cam, that footage could be crucial in proving fault. Dash cam footage can help establish fault and support your claim. Time is important—dash cam data may be automatically overwritten if not saved quickly.
5
Collect and Organize Important Documents
In the days following your accident, start compiling all relevant documents: police reports, medical records, repair estimates, insurance communications, and anything else related to your crash and injuries.
6
Notify Your Insurance Company
Report the accident to your insurer, but stick to the facts. Avoid speculating or admitting fault. If you’re unsure what to say, a car accident attorney from KFB Law can help guide you.
7
Speak with a Tampa Car Accident Attorney at Our Law Firm
The sooner you talk to an attorney about your potential car accident lawsuit, the better. At KFB Law, we can help you understand your legal rights, deal with insurance companies, and make sure no deadlines are missed.
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Hurt while riding in an Uber or Lyft?
In the event of an accident involving a ridesharing service like Uber or Lyft, you are entitled to compensation for:
Calculating these damages on your own, especially when you are recovering from a traumatic accident, is no easy feat. Our Uber accident attorneys in Tampa, Florida, will help you figure out the true value of your claim. In many cases, we are able to help clients recover significantly more than the insurance company initially offers.
Common Causes of Uber and Lyft Accidents
Ridesharing services like Uber and Lyft have become integral parts of urban and suburban transportation networks. However, as the popularity of these services increases, so does the frequency of associated accidents. Understanding the common causes of Uber and Lyft accidents can help riders, drivers, and other road users be more vigilant and prevent these incidents. Here are some prevalent factors contributing to Uber and Lyft accidents:
Distracted Driving
This is one of the leading causes of all vehicle accidents, including those involving Uber and Lyft. Drivers may be distracted by the rideshare app, navigation systems, smartphones, or conversations with passengers, leading to a lapse in attention that can result in an accident.
Fatigued Driving
Many Uber and Lyft drivers work long hours, often juggling ridesharing with other jobs. Fatigue can impair reaction time, decision-making abilities, and overall driving performance, increasing the risk of an uber accident or Lyft accident.
Inexperienced Drivers
Not all rideshare drivers are experienced drivers. Inexperience can lead to poor decision-making on the road, especially in complex driving conditions like heavy traffic or adverse weather.
Speeding
Uber and Lyft drivers might speed to complete more rides within a limited time, especially during surge pricing periods. Speeding reduces a driver’s ability to react to road hazards and increases both the likelihood of a rideshare accident and the severity of the impact.
Poor Vehicle Maintenance
Rideshare vehicles require regular maintenance to operate safely. Failure to maintain brakes, tires, lights, and other critical vehicle components can lead to mechanical failures that cause accidents.
Driving Under the Influence
Although strictly prohibited by Uber, Lyft, and the law, there are instances where rideshare drivers may operate under the influence of drugs or alcohol, significantly increasing the risk of an accident.
Road Conditions
Potholes, uneven road surfaces, construction zones, and inadequate signage can pose significant risks, especially if the driver is not familiar with the area.
Weather Conditions
Adverse weather conditions such as rain, snow, fog, and ice can impair visibility and reduce traction, making it difficult for all drivers, including those driving for Uber and Lyft, to control their vehicles.
Negligence of Other Drivers
Many Uber and Lyft accidents are the result of actions taken by other drivers on the road. This can include aggressive driving, violation of traffic laws, and not yielding the right of way.
Confusing Pickup or Dropoff Locations
In urban environments, particularly, confusing or unsafe pickup and drop-off locations can lead to hurried maneuvers and sudden stops, which may precipitate an accident.
Are ridesharing drivers required to have insurance?
Rideshare insurance requirements vary by state. In Florida, rideshare drivers must carry at least:
When the driver is logged into a ridesharing app and is driving for money, Florida law mandates that the TNC (Transportation Network Company, such as Uber or Lyft) must provide coverage of $50,000 per person for bodily injuries ($100,000 per accident) and $25,000 of property damage liability coverage per accident when the ridesharing app is on, but the driver has not picked up a passenger.
The law also requires $1 million of coverage per accident for bodily injury and property damage when a driver is en route to pick up riders and during trips.
The law also requires $1 million of coverage per accident for bodily injury and property damage when a driver is en route to pick up riders and during trips.
Can I sue Uber/Lyft?
Like buses and taxis, Uber and Lyft drivers are held to a higher standard of safety than regular drivers. This means they should be held responsible for any harm that comes to their passengers.
However, according to Uber and Lyft, their drivers are not employees, but rather, independent contractors. While a company is legally responsible for the negligence of its employees, it is not necessarily responsible for the actions of independent contractors.
For this reason, most general car accidents result in a lawsuit against the at-fault driver, not the ridesharing company itself. Fortunately, the ridesharing company’s commercial liability policy will kick in if the at-fault driver’s personal policy is not enough to cover the damages. Our Uber accident attorneys in Tampa will help you pursue your claim so that you can receive the maximum compensation you are entitled to you.
However, according to Uber and Lyft, their drivers are not employees, but rather, independent contractors. While a company is legally responsible for the negligence of its employees, it is not necessarily responsible for the actions of independent contractors.
For this reason, most general car accidents result in a lawsuit against the at-fault driver, not the ridesharing company itself. Fortunately, the ridesharing company’s commercial liability policy will kick in if the at-fault driver’s personal policy is not enough to cover the damages. Our Uber accident attorneys in Tampa will help you pursue your claim so that you can receive the maximum compensation you are entitled to you.
What to do if you are in an Uber accident
First and foremost, you should protect yourself as you would in any other accident. If you are seriously injured, seek medical attention right away.
If you are able to, use your cell phone to take pictures of the cars at the scene of the accident. Be sure to take photos of the driver’s license plate and insurance information, and get contact information from any witnesses present.
Florida law requires drivers to call the police from the accident scene only in cases involving death, injury, or serious property damage. However, it’s recommended that you call the police in any accident involving a rideshare driver so that they can investigate the accident and provide an official report to back up your claim.
Whether or not you will be able to file a claim against the ridesharing company’s insurance depends on when and how the accident occurs, so we’ve outlined some of the most common scenarios below. Just keep in mind that determining liability in these situations is not always black and white, and every accident is different – talk with your personal injury lawyer before deciding how to proceed.
If you are able to, use your cell phone to take pictures of the cars at the scene of the accident. Be sure to take photos of the driver’s license plate and insurance information, and get contact information from any witnesses present.
Florida law requires drivers to call the police from the accident scene only in cases involving death, injury, or serious property damage. However, it’s recommended that you call the police in any accident involving a rideshare driver so that they can investigate the accident and provide an official report to back up your claim.
Whether or not you will be able to file a claim against the ridesharing company’s insurance depends on when and how the accident occurs, so we’ve outlined some of the most common scenarios below. Just keep in mind that determining liability in these situations is not always black and white, and every accident is different – talk with your personal injury lawyer before deciding how to proceed.
1
Your Uber or Lyft driver causes an accident while you are a passenger.
When your driver is clearly at fault – for example, they got into an accident because they were looking at their phone to line up their next job – the ridesharing service’s commercial insurance policy comes into play.
Uber and Lyft have very similar policies for their drivers and offer up to $1 million of coverage per accident. But again, this coverage only kicks in after the driver’s individual insurance, if any, has been exhausted.
If the driver is not insured or underinsured (they do not have enough insurance coverage to properly compensate you for your injuries) you can make a direct claim against Uber or Lyft’s UM/UIM coverage, which is also up to $1 million.
Uber and Lyft have very similar policies for their drivers and offer up to $1 million of coverage per accident. But again, this coverage only kicks in after the driver’s individual insurance, if any, has been exhausted.
If the driver is not insured or underinsured (they do not have enough insurance coverage to properly compensate you for your injuries) you can make a direct claim against Uber or Lyft’s UM/UIM coverage, which is also up to $1 million.
2
Call the Police and Get an Accident Report
You’ve just been rear-ended, and you notice an Uber sticker in the front window of the at-fault driver’s car – now what?
Your options depend on whether or not the driver was “on the clock” (driving a passenger or on their way to pick up a passenger). If they were working at the time of the accident, you will be able to recover compensation through the ridesharing company’s commercial liability insurance.
If the Uber or Lyft driver was not on duty when they caused the accident, then you will have to make a claim against the driver’s individual policy. Unfortunately, this is not always adequate to cover the damages caused. If the driver was logged into the Uber or Lyft app but not en route to pick up or drop off a passenger, you may be able to supplement their individual policy with a limited amount of the ridesharing company’s commercial coverage ($50,000 per person, up to two people).
Your options depend on whether or not the driver was “on the clock” (driving a passenger or on their way to pick up a passenger). If they were working at the time of the accident, you will be able to recover compensation through the ridesharing company’s commercial liability insurance.
If the Uber or Lyft driver was not on duty when they caused the accident, then you will have to make a claim against the driver’s individual policy. Unfortunately, this is not always adequate to cover the damages caused. If the driver was logged into the Uber or Lyft app but not en route to pick up or drop off a passenger, you may be able to supplement their individual policy with a limited amount of the ridesharing company’s commercial coverage ($50,000 per person, up to two people).
3
You are a passenger in an Uber or Lyft when a third-party driver causes an accident.
If a third-party is at fault, then that driver’s insurance will be used to cover the damages. But if their insurance is not sufficient enough to cover your losses, then the ridesharing company’s $1 million liability policy will cover the rest. When you are the passenger in an Uber or Lyft, it doesn’t matter who was at fault – the ridesharing company is ultimately responsible for your compensation.
4
Your property was damaged by an Uber or Lyft driver.
The most that Uber or Lyft will pay for vehicle or property damage is $25,000. This only applies if the damage is done while the driver is logged into the ridesharing app.
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Tampa Car Accident Attorney Reviews
We believe in providing exceptional service. Read firsthand accounts from clients who have entrusted us with their cases and experienced our commitment to client care.
John Carter
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Nearly 2. 5 years ago I was rear ended by a commercial truck causing injuries that would effect me a life time. With the help of Mr. Manny Fernandez and his staff they made this process easier than I could’ve imagined. They were by my side the entire time and kept me up to date with the latest development. He himself would call to check on me periodically, especially after both back surgeries. The KF&B group always had my best interest at heart. Once again many thanks to Manny Fernandez and staff at the KF&B group.
Tracy grutman
I had two car accidents from within 2017 and 2018. The first one is where I got hit by a tow truck. He got in my lane and hit me. Then the second accident was where a drunk driver hit me in the rear end. I cannot work anymore because of this. I have tried to work and make money to live on. I called the law office and they took my case right away. I just want to say that I am so happy with the results. I am now able to have some peace of mind. They helped with the medical portion as well as I am still in the recovery process. Thank you so much for helping me with my two car accidents. The very best I would say and so much more
Addison Hobbs
Marcus Fernandez was amazing. I have been in two car accidents that were not my fault. He handled both accidents with respect, and strength. Mr. Fernandez did an outstanding job with ensuring that I was aware of every move, every response from the other insurance carrier, what our next steps were going to be, including doing the full mediation to settle out of court for me!! I appreciate all his help!! I highly recommend Kinney, Fernandez, and Boire!!!! This law firm is a great group of individuals who care about their clients and are determined to get results!!!!
O C
FAQs About Florida Law and Tampa Car Accidents
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