Tampa Hurricane Claims Attorney

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Standing Up for Florida Residents Affected By Tropical Storms

When hurricanes strike Florida, the aftermath can leave residents and businesses facing immense property damage claims and financial loss. With high winds, heavy rainfall, power outages, and flooding, tropical storms like Hurricane Milton, Michael, Ian, and Irma have resulted in thousands of insurance claims across the Tampa Bay area and the Sunshine State.

With more than 50 years of combined experience helping our clients get their lives back to normal, at KFB Law, we understand the devastating damage caused by hurricanes and the complexities of navigating hurricane claims. Our experienced Tampa hurricane claims attorneys are here to help you recover the compensation you deserve.

Why You Need a Tampa Hurricane Claims Attorney

Hurricane insurance claims can be overwhelming, especially when dealing with property damage, loss of personal items, and stress. Homeowners may think they can handle the insurance claim process on their own, but many face disputes over Florida hurricane insurance coverage, repair costs, and the extent of the storm damage itself. That’s where we come in. The Tampa hurricane claims attorneys at KFB Law ensure your rights are protected throughout the claims process. Whether you’re filing a claim for storm surge-related wind damage or dealing with insurance company delays, our attorneys provide legal guidance. They can handle negotiations with insurers to secure a fair settlement.

Common Disputes in Hurricane Claims

Despite paying premiums for years and being as prepared as possible for hurricane season, many Florida homeowners are surprised when their own insurance policy or company disputes their claim. Some of the common disputes or reasons they would deny claims include:

  • Cost of Repairs: Insurance adjusters often underestimate repair costs, leaving hurricane victims with out-of-pocket expenses.
  • Policy Coverage: Some insurers may deny coverage, arguing that your hurricane damages aren’t covered under your specific Tampa hurricane policy.
  • Cause of Damage: Insurance companies may argue that damage was caused by something other than the hurricane, such as flooding, which would have to be covered under a separate flood insurance policy.
  • Extent of Damages: Insurers may dispute the extent of the storm damage, offering lowball settlements that don’t reflect the actual repair costs.

In any of these scenarios, having an attorney on your side who understands insurance law and how to fight for your rights can make all the difference with an insurance carrier denying claims.

storm damage

Steps to Take After Florida Hurricane Damage

If a hurricane has caused damage to your property, it’s crucial to take steps that protect your right to compensation:
  1. Document the Damages: Take photos and videos of any visible damage to your property, including your home, roof, windows, and any personal belongings.
  2. Contact Your Insurance Company: File your hurricane claim with your insurance company as soon as possible. Keep detailed records of all communications with your insurer, including claim numbers, names, and the dates of conversations.
  3. Keep Receipts: Hold onto any invoices or receipts for repairs, temporary housing, or items purchased due to hurricane damage. This documentation will be critical if your claim is disputed.
  4. Consult Our Tampa Hurricane Claims Attorney Team: Even if you think your claim is straightforward, it’s always best to consult a KFB Law attorney. We will guide you through the claims process and protect you from common pitfalls that could jeopardize your claim.

Filing a Tampa Hurricane Claims Lawsuit

If your insurance company refuses to pay your claim or offers an unreasonably low settlement, you have the right to file a Tampa hurricane claims lawsuit. Florida law protects homeowners by allowing them to take legal action against insurance companies that act in bad faith or fail to uphold the terms of the homeowner’s insurance policy. At KFB Law, we handle all aspects of hurricane claims lawsuits, including investigating the claim, gathering evidence, and representing you in court if necessary. Our goal is to ensure that you receive the compensation you’re owed without undue delays or denials from your insurance provider.

Florida’s Deadline for Filing a Hurricane Claim

In Florida, you have a one-year time limit from the date the hurricane made landfall to file an insurance claim (Florida Statute 627.70132). However, waiting too long could hurt your chances of receiving fair compensation, as insurers may question the validity of late claims.

The longer you wait, the more complicated the claims process can become.

Additionally, if your insurance company denies your claim or disputes your payout for further damage, you have five years to file a “bad faith” lawsuit to enforce your policy. Working with an attorney helps you meet these deadlines and file the necessary paperwork within the allotted time.

Protecting Your Rights During the Claims Process

Hurricane claims are often fraught with delays and denials. Insurance companies may be overwhelmed with claims after a major storm, but that doesn’t mean you should have to wait to get the compensation you need to repair your personal property or business. Our Tampa hurricane claims attorneys work quickly and efficiently to help your claim get the attention it deserves.

We also handle cases where hidden damage is discovered after initial repairs are completed under homeowners insurance. Sometimes, homeowners think their property sustained minor damage and pay for minor repairs themselves out of pocket. If deeper issues arise later, it may be too late to file a claim, leaving you stuck with unexpected expenses. We ensure that every aspect of your claim is thoroughly evaluated from the start.

Tampa Car Accident lawyer, Tampa Hurricane Claims Attorney, Kinney, Fernandez & Boire

How KFB Law Can Help You With the Hurricane Damage Insurance Claims Process

At KFB Law, our attorneys have decades of experience dealing with hurricane claims in Tampa and throughout Florida. We understand how stressful the claims process can be, especially when you’re facing the emotional and financial strain caused by a natural disaster. Our legal team is here to take the burden off your shoulders, helping you navigate the various insurance policies and claims process and fighting to secure the compensation you need to repair your property.

When you work with KFB Law, you get:

  • Free Consultations: We offer free consultations to discuss the details of your claim and provide legal advice on your options.
  • No Upfront Fees: We work on a contingency fee basis, meaning you don’t pay unless we win your case.
  • Experienced Attorneys: Our team of experienced attorneys understands Florida’s insurance laws and has a proven track record of success in hurricane claims cases.

Our Tampa Location

KFB Law – Car Accident Attorneys

3128 W. Kennedy Blvd. Tampa, FL 33609

We are also located in St Petersburg , New Port Richey, Wesley Chapel, Plant City, and Riverview. Call our office today to see how we may help you!

Get Started with a Free Consultation Today 

If your home or business has been damaged in a hurricane, don’t wait to get the help you need. The attorneys at KFB Law are ready to assist with your hurricane insurance claim. We’ll fight to make your insurance company honors its policy and pays the total value of your flood damage claim. Call us today for a free consultation, or visit our website to learn more about our law firm and how our team can assist you with your Tampa hurricane claims lawsuit. Let KFB Law help you through this challenging time and get you back into the comfort of your own home after the devastation of a tropical storm.

Reviews


 
 
 
 
 Kinney, Fernandez & Boire, P.A. 
 
 
 Kinney, Fernandez & Boire, P.A.
  
 87 Google reviews 
 
 Write a review 
  
 
 
 
 
 
 
 
 
  
 
 
 
 Tracy grutman 
 
 
 Tracy grutman 
 
2023-11-09
 
 
  
This law office is undoubtedly my number 1 go to and recommendation for anyone. The team is caring and attentive to your individual needs and efficient in their work. Ive gone here fortunately but unfortunately one to many occasions but they've had me evey single time.  I couldn't ask for better service. Thank you.
  
 
  
 
 
 
 Addison Hobbs 
 
 
 Addison Hobbs 
 
2023-11-09
 
 
  
This office assisted me in pursuing a case after a car accident and helped answer all of my questions. From start to end of the case (which was completed in 6 months!), I felt like Marcus had my back and truly was there to represent and advocate for me. 10/10 would recommend to anyone in need of legal support.
  
 
  
 
 
 
 O C 
 
 
 O C 
 
2023-11-09
 
 
  
Marcus Fernandez is the MAN with the plan…Kinney, Fernandez &Boire,P.A and the GANG Was A Miracle Blessings Too ME!!!!!I would recommend them to anyone…Special Thanks To Mrs.DEE She kept me Encouraged &Motivated the whole way through definitely GREAT PEOPLE TOO HANDLE BUSINESS WITH
  
 
  
 
 
 
 Mark Ziegler 
 
 
 Mark Ziegler 
 
2023-10-09
 
 
  
Thank you, Rob Roy and Kinney, Fernandez & Boire, P.A.!

I could not have received any better legal services. From the beginning, Mr. Roy explained the process very clearly. He answered all my questions and could not have been any more responsive when I reached out to him. At a time when dealing with legal issues was the last thing we wanted to worry about, everything was handled very professionally, thoroughly, and timely. My wife and I could not be more pleased with the service we were provided by Rob Roy and Kinney, Fernandez & Boire, P.A. and would highly recommend Rob Roy as your personal injury attorney.
  
 
  
 
 
 
 Bobby Lennon 
 
 
 Bobby Lennon 
 
2023-10-08
 
 
  
I would definitely use them again they helped me out alot thanx Mr. Roy u did your job
  
 
  
 
 
 
 Ashley Bunch 
 
 
 Ashley Bunch 
 
2023-09-26
 
 
  
They handled my case very quickly, I am very satisfied with Rob and his staff.
  
 
  
 
 
 
 Marlen Capatides 
 
 
 Marlen Capatides 
 
2023-09-15
 
 
  
THEY HAVE GREAT FOOD AND BISCUITS AND CORNBREAD!!!  THEY ATTEND TO CUSTOMER PRETTY FAST AND COURTEOUS!!!
  
 
  
 
 
 
 Michael Taylor 
 
 
 Michael Taylor 
 
2023-08-08
 
 
  
Best law firm
  
 
  
 
 
 
 Melissa Brown 
 
 
 Melissa Brown 
 
2023-08-07
 
 
  
Kinney,Fernandez & Boir is so professional and also they work quickly I was injured in a automobile accident including my 9 yr old son Rob Roy was excellent patient and caring we felt relief knowing he was there every step of the way and that we were in good hands I will definitely recommend Rob Roy of Kinney, Fernandez & Boir.

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