Tampa Hurricane Claims Lawyer
Don’t give insurance companies the chance to deny or minimize your hurricane claim. Call an experienced Tampa attorney to fight for the compensation you’re entitled to.
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Every lawyer I went to told me I didn’t have a case at all and that there is nothing that they can do. KFB LAW works miracles and will never disappoint their clients. KFB LAW is the best. Call! Don’t hesitate at all. They are the best.
Kings Made
Car Accident
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From Flooding to Wind Damage, KFB Law Has Your Back
When hurricanes and tropical storms strike Florida, the aftermath can leave residents and businesses facing immense property damage claims and financial loss. With high winds, heavy rainfall, power outages, and flooding, tropical storms like Hurricane Milton, Michael, Ian, and Irma have resulted in thousands of insurance claims across the Tampa Bay area and the Sunshine State.
With more than 30+ years of combined experience helping our clients get their lives back to normal, KFB Law understands the devastating damage caused by these storms and the complexities of navigating hurricane claims. Our experienced Tampa hurricane claims lawyers are here to help you recover the compensation you’re entitled to.
With more than 30+ years of combined experience helping our clients get their lives back to normal, KFB Law understands the devastating damage caused by these storms and the complexities of navigating hurricane claims. Our experienced Tampa hurricane claims lawyers are here to help you recover the compensation you’re entitled to.
Why Do I Need a Hurricane Claims Lawyer?
Hurricane insurance claims can be overwhelming, especially when dealing with property damage, loss of personal items, and stress. Homeowners may think they can handle the insurance claim process on their own, but many face disputes over Florida hurricane insurance coverage, repair costs, and the extent of the storm damage itself.
That’s where we come in. The Tampa hurricane claims attorneys at KFB Law ensure your rights are protected throughout the claims process. Whether you’re filing a claim for storm surge-related wind damage or dealing with insurance company delays, our attorneys provide legal guidance. They can handle negotiations with insurers to secure a fair settlement.
That’s where we come in. The Tampa hurricane claims attorneys at KFB Law ensure your rights are protected throughout the claims process. Whether you’re filing a claim for storm surge-related wind damage or dealing with insurance company delays, our attorneys provide legal guidance. They can handle negotiations with insurers to secure a fair settlement.
Why Insurance Companies Deny or Minimize Hurricane Claims
Despite paying premiums for years and being as prepared as possible for hurricane season, many Florida homeowners are surprised when their own insurance policy or company disputes their claim. Some of the common disputes or reasons they would deny claims include:
Cost of Repairs
Insurance adjusters often underestimate repair costs, leaving hurricane victims with out-of-pocket expenses.
Policy Coverage
Some insurers may deny coverage, arguing that your hurricane damages aren’t covered under your specific policy.
Cause of Damage
Insurance companies may argue that damage was caused by something other than the hurricane, such as flooding, which would have to be covered under a separate flood insurance policy.
Extent of Damages
Insurers may dispute the extent of the storm damage, offering lowball settlements that don’t reflect the actual repair costs.
Common Disputes in Hurricane Claims
Despite paying premiums for years and being as prepared as possible for hurricane season, many Florida homeowners are surprised when their own insurance policy or company disputes their claim. Some of the common disputes or reasons they would deny claims include:
In any of these scenarios, having an attorney on your side who understands insurance law and how to fight for your rights can make all the difference with an insurance carrier denying claims.
What To Do If Your Property is Damaged in a Hurricane
If a hurricane has caused damage to your property, it’s crucial to take steps that protect your right to compensation:
1
Document the Damages
If it is safe to do so, take photos and videos of any visible damage to your property, including your home, roof, windows, and any personal belongings. Not all damage is immediately obvious, though—continue to monitor for signs of water damage, like musty odors, warped baseboards, and ceiling discoloration, and document those as well.
2
Contact Your Insurance Company
File your hurricane claim with your insurance company as soon as possible—yes, even before calling us. If a claim is not submitted promptly, insurers can use “late notice” as an excuse to deny or minimize your claim. Keep detailed records of all communications with your insurer, including claim numbers, names, and the dates of conversations. If your claim is delayed, denied, or less than what you need for repairs, then it’s time to call KFB Law.
3
Keep Receipts
Hold onto any invoices or receipts for repairs, temporary housing, or items purchased due to hurricane damage. This documentation will be critical if your claim is disputed.
4
Call the Tampa Hurricane Claims Attorneys at KFB Law
Even if you think your claim is straightforward, it’s always best to consult an experienced local attorney. We will guide you through the claims process and protect you from common pitfalls that could jeopardize your hurricane damage claim.
Florida’s Deadline for Filing a Hurricane Claim
In Florida, you have a one-year time limit from the date the hurricane made landfall to file an insurance claim (Florida Statute 627.70132). However, waiting too long could hurt your chances of receiving fair compensation, as insurers may question the validity of late claims. The longer you wait, the more complicated the claims process can become.
Additionally, if your insurance company denies your claim or disputes your payout for further damage, you have five years to file a “bad faith” lawsuit to enforce your policy. Working with an attorney helps you meet these deadlines and file the necessary paperwork within the allotted time.
Additionally, if your insurance company denies your claim or disputes your payout for further damage, you have five years to file a “bad faith” lawsuit to enforce your policy. Working with an attorney helps you meet these deadlines and file the necessary paperwork within the allotted time.
Filing a Tampa Hurricane Claims Lawsuit
If your insurance company refuses to pay your claim or offers an unreasonably low settlement, you have the right to file a Tampa hurricane claims lawsuit. Florida law protects homeowners by allowing them to take legal action against insurance companies that act in bad faith or fail to uphold the terms of the homeowner’s insurance policy. At KFB Law, we handle all aspects of hurricane claims lawsuits, including investigating the claim, gathering evidence, and representing you in court if necessary. Our goal is to ensure that you receive the compensation you’re owed without undue delays or denials from your insurance provider.
How KFB Law Can Help You With the Hurricane Damage Insurance Claims Process
At KFB Law, our attorneys have decades of experience dealing with hurricane claims in Tampa and throughout Florida. We understand how stressful the claims process can be, especially when you’re facing the emotional and financial strain caused by a natural disaster.
Our legal team is here to take the burden off your shoulders, helping you navigate the various insurance policies and claims process and fighting to secure the compensation you need to repair your property.
Our legal team is here to take the burden off your shoulders, helping you navigate the various insurance policies and claims process and fighting to secure the compensation you need to repair your property.
6 Offices Across Tampa and Surrounding Areas
We make it convenient for you to meet with us. Select the location closest to you.
Tampa
St. Petersburg
Plant City
Wesley Chapel
New Port Richey
Riverview
Not sure which office is closest? Call us at 813-875-5445
Why KFB Law?
Free Consultations
We offer free consultations to discuss the details of your claim and provide legal advice on your options.
No Upfront Fees
We work on a contingency fee basis, meaning you don’t pay unless we win your case.
Experienced Attorneys
Our team of experienced attorneys understands Florida’s insurance laws and has a proven track record of success in hurricane claims cases.
Get Started with a Free Consultation Today
If your home or business has been damaged in a hurricane, don’t wait to get the help you need. The attorneys at KFB Law are ready to assist with your hurricane insurance claim. We’ll fight to make your insurance company honors its policy and pays the total value of your flood damage claim. Call us today for a free consultation, or visit our website to learn more about our law firm and how our team can assist you with your Tampa hurricane claims lawsuit. Let KFB Law help you through this challenging time and get you back into the comfort of your own home after the devastation of a tropical storm.
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We’re always ready to help. Reach out to our team anytime—day or night—for trusted legal support.
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“Every lawyer I went to told me I didn’t have a case at all and that there is nothing that they can do. KFB LAW works miracles and will never disappoint their clients. KFB LAW is the best. Call! Don’t hesitate at all. They are the best.”
Kings M
Car Accident
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